Security Bank Savings Account
Interest Rates and Annual Percentage Yield Current as of March 1st, 2021.
- First Security Bank Savings Account
- See Full List On Securityonlinebank.com
- How To Open A Security Bank Savings Account | Signed MARCO
- Best Banks For Savings Accounts | 2017 Guide | How To Find ...
| Product | Range | Rate | APY | Minimum Depositto Open Account | Minimum Balanceto Obtain APY |
| H S A | $0.01 – $4,999.99 | 0.05% | 0.05% | $50 | $0.01 |
| $5,000 – $9,999.99 | 0.10% | 0.10% | |||
| $10,000 – $19,999.99 | 0.10% | 0.10% | |||
| $20,000 and up | 0.20% | 0.20% | |||
| Preferred Business | $200 – $2,499.99 | 0.05% | 0.05% | $50 | $200 |
| $2,500 – $99,999.99 | 0.05% | 0.05% | |||
| $100,000 and up | 0.05% | 0.05% | |||
| Preferred | $500 – $2,499.99 | 0.05% | 0.05% | $50 | $500 |
| $2,500 – $99,999.99 | 0.05% | 0.05% | |||
| $100,000 and up | 0.05% | 0.05% | |||
| Public Funds / Government Checking | Up to $99,999.99 | 0.05% | 0.05% | $50 | $0.01 |
| $100,000 – $249,999.99 | 0.05% | 0.05% | |||
| $250,000 – $499,999.99 | 0.05% | 0.05% | |||
| $500,000 and up | 0.05% | 0.05% | |||
| Security Gold | $200 – $999.99 | 0.05% | 0.05% | $50 | $200 |
| $1,000 – $4,999.99 | 0.05% | 0.05% | |||
| $5,000 – $24,999.99 | 0.05% | 0.05% | |||
| $25,000 and up | 0.05% | 0.05% | |||
| Money Market | $2,500 – $24,999.99 | 0.10% | 0.10% | $50 | $2,500 |
| $25,000 – $99,999.99 | 0.15% | 0.15% | |||
| $100,000 – $999,999.99 | 0.20% | 0.20% | |||
| $1,000,000 and up | 0.20% | 0.20% | |||
| Savings | $0.01 – $2,499.99 | 0.10% | 0.10% | $50 | $0.01 |
| $2,500 – $24,999.99 | 0.10% | 0.10% | |||
| $25,000 – $99,999.99 | 0.15% | 0.15% | |||
| $100,000 – $999,999.99 | 0.20% | 0.20% | |||
| $1,000,000 and up | 0.20% | 0.20% |
| Term | Range | Interest Rate | APY | Minimum Deposit to Open Account | Minimum Balance to Obtain APY |
| 3 Months | Qualifying balance up to $9,999.99 | 0.10% | 0.10% | $1,000 | $1,000 |
| $10,000 – $49,999.99 | 0.10% | 0.10% | |||
| $50,000 – $9,999,999.99 | 0.10% | 0.10% | |||
| 6 Month | Qualifying balance up to $9,999.99 | 0.20% | 0.20% | $1,000 | $1,000 |
| $10,000 – $49,999.99 | 0.20% | 0.20% | |||
| $50,000 – $9,999,999.99 | 0.25% | 0.25% | |||
| 1 Year | Qualifying balance up to $9,999.99 | 0.30% | 0.30% | $1,000 | $1,000 |
| $10,000 – $49,999.99 | 0.30% | 0.30% | |||
| $50,000 – $9,999,999.99 | 0.35% | 0.35% | |||
| 2 Year | Qualifying balance up to $9,999.99 | 0.35% | 0.35% | $1,000 | $1,000 |
| $10,000 – $49,999.99 | 0.40% | 0.40% | |||
| $50,000 – $9,999,999.99 | 0.45% | 0.45% | |||
| 3 Year | Qualifying balance up to $9,999.99 | 0.40% | 0.40% | $1,000 | $1,000 |
| $10,000 – $49,999.99 | 0.45% | 0.45% | |||
| $50,000 – $9,999,999.99 | 0.50% | 0.50% | |||
| 39 Month Step-up | Qualifying balance up to $49,999.99 | 0.75% | 0.75% | $5,000 | $5,000 |
| $50,000 – $9,999,999.99 | 0.80% | 0.80% | |||
| 5 Year | Qualifying balance up to $9,999.99 | 0.70% | 0.70% | $1,000 | $1,000 |
| $10,000 – $49,999.99 | 0.70% | 0.70% | |||
| $50,000 – $9,999,999.99 | 0.75% | 0.75% |
For inquiries and comments, please call our Customer Service hotline at +632 8887-9188, 1-800-1-888-1250 (Toll-free for PLDT landline) or email us at customercare@securitybank.com.ph. Savings Account Options. When it comes to saving money, Security National Bank is committed to helping you reach your goals. That's why we offer a wide selection of savings plans for you to choose from. All of your bank deposits are insured up to $250,000 by the FDIC. Which savings account is a good fit for you? An Easy Savings Account is Security Bank’s basic and simplest account designed for everyone’s use: A debit and an ATM MasterCard in one, it’s your everyday partner in everything that you do: shopping, dining, paying bills, and more. Enjoy exclusive promos from our partner merchants.
First Security Bank Savings Account
| Term | Interest Rate | APY | Minimum Deposit to Open Account | Minimum Balance to Obtain APY |
| 1 Year* | 0.30% | 0.30% | $10,000 | $10,000 |
| 2 Year* | 0.40% | 0.40% | $10,000 | $10,000 |
| 3 Year* | 0.45% | 0.45% | $10,000 | $10,000 |
| 39 Month Step-up* | 0.75% | 0.75% | $10,000 | $10,000 |
| 5 Year* | 0.70% | 0.70% | $10,000 | $10,000 |
* A penalty may be imposed for early withdrawal.
| Term | Range | Interest Rate | APY | Minimum Deposit to Open Account | Minimum Balance to Obtain APY |
| Variable† | $0.01 – $49,999.99 | 0.05% | 0.05% | $50 | $0.01 |
| $50,000 – $99,999.99 | 0.10% | 0.10% | |||
| $100,000 – $9,999,999.99 | 0.15% | 0.15% | |||
| 1 Year* | Qualifying balance up to $9,999.99 | 0.30% | 0.30% | $1,000 | $1,000 |
| $10,000 – $49,999.99 | 0.30% | 0.30% | |||
| $50,000 – $9,999,999.99 | 0.35% | 0.35% | |||
| 2 Year* | Qualifying balance up to $9,999.99 | 0.35% | 0.35% | $1,000 | $1,000 |
| $10,000 – $49,999.99 | 0.40% | 0.40% | |||
| $50,000 – $9,999,999.99 | 0.45% | 0.45% | |||
| 3 Year* | Qualifying balance up to $9,999.99 | 0.40% | 0.40% | $1,000 | $1,000 |
| $10,000 – $49,999.99 | 0.45% | 0.45% | |||
| $50,000 – $9,999,999.99 | 0.50% | 0.50% | |||
| 39 Month Step-up* | Qualifying balance up to $49,999.99 | 0.75% | 0.75% | $5,000 | $5,000 |
| $50,000 – $9,999,999.99 | 0.80% | 0.80% | |||
| 5 Year* | Qualifying balance up to $9,999.99 | 0.70% | 0.70% | $1,000 | $1,000 |
| $10,000 – $49,999.99 | 0.70% | 0.70% | |||
| $50,000 – $9,999,999.99 | 0.75% | 0.75% |
See Full List On Securityonlinebank.com
* A penalty may be imposed for early withdrawal.
† Interest Rate and Annual Percentage Yield may change after account opening.
How To Open A Security Bank Savings Account | Signed MARCO
CHECKINGAND SAVINGS ACCOUNT INFORMATION:
Interest rates and annual percentage yield may change after opening. The interest rate and annual percentage yield (APY) are accurate as of the date indicated at the top of this page. If you would like more current rate and yield information, please call us at (320) 864-3171. At our discretion, we may change the interest rate on accounts. We may change the rate at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks) into your account. Fees could reduce the earnings on the accounts. Transfers from a money market account or savings account to another account or to third parties by pre-authorized, automatic, internet banking, check, debit card, draft, telephone transfer, or similar order are limited by Federal regulations to six per month. Contact a bank associate for more information.
CERTIFICATE OF DEPOSIT DISCLOSURE:
Rate and Annual Percentage Yield Information: Certificates of Deposit are interest-bearing accounts. The interest rate and annual percentage yield are accurate as of the date indicated at the top of this
Balance Information: The minimum balance to obtain the stated annual percentage yield is the same as the opening balance requirement. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Deposit Limitations: After the account is opened, additional deposits to your Certificate of Deposit are not allowed until maturity.
Best Banks For Savings Accounts | 2017 Guide | How To Find ...
Early Withdrawal Penalties: For a Certificates of Deposit of
Renewal: This account will automatically renew. You will have a grace period of 10 calendar days after the maturity date to withdraw funds without a penalty. If you do not withdraw the funds, each renewal term will be for an identical term as the original term. If your account is not renewed, the funds will be paid directly to you.
‡ 15-month Certificate of Deposit accounts will automatically renew at the 12-month Certificate of Deposit term. The renewal rate will be the same rate we are then offering on new 12-month Certificate of Deposit accounts that have the same term and other features as this account.
Savings Account Benefits
With a Security Bank savings account, you will enjoy all of the following benefits:
- Free Online Banking
- Free Mobile Banking (Message and data rates may apply)
- Free eStatements
Compare Our Savings Accounts
| Account Type*** | Required Opening Balance | Interest Bearing?** | Activity Fees / Requirements |
|---|---|---|---|
Statement Savings Looking simply to save money? This account is perfect to start saving and earn interest with a low minimum balance required. | No minimum deposit required to open the account. | Interest will be credited to your account quarterly. | A service charge of $5.00 will be imposed every month if the daily balance falls below $100.00 any day of the month. |
Youth Savings This account helps teach and reinforce the long term value of saving with a higher interest rate. | $25.00 | If your daily balance is $500 or less – 5.00% APY. | For more than one withdrawal per month, you will be charged $1.00 per withdrawal. |
$500.01 to $5,000 – 2.50% APY | |||
An interest rate of .15% will be paid only for the portion of the daily balance which is greater $5000. | |||
Money Market Earn a competitive interest rate in an account that allows you to write checks. | $1,000.00 | Variable interest rates; interest accrued daily on collected balance and is compounded and paid quarterly. Rates are tiered to give you higher rates for your higher balances. | Service charge of $5.00 per month plus $.20 per debit if the daily balance falls below $1,000.00. |
Super Money Market Excellent savings account for those investors who can maintain higher account balances and can access the account by writing checks. | $10,000.00 | Variable market rates; interest accrued daily on collected balance and is compounded and paid quarterly. Rates are tiered to give you higher rates for your higher balances. | Service charge of $5.00 per month plus $.20 per debit if the daily balance falls below $10,000.00. |
Christmas Club This account is perfect for putting away money each week to access just in time for the holidays | $2.00 | Yes | Maximum amount you may deposit is $50.00 per week. |
Health Savings Account | $100.00 | Interest will be credited to your account quarterly. | No fees if withdrawals are by debit or check. |
**At our discretion, we may change the interest rate and the annual percentage yield on Statement Savings, Youth Savings, Money Market Savings, Super Money Market Savings, Christmas Club Savings Accounts and Health Savings Accounts at any time. If you close your account, any unpaid accrued interest will not be credited to your closing balance. Interest begins to accrue on the business day you deposit cash and/or non-cash items. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
*** Regulation D transaction limitations: Limitations to the Statement Savings Account, Youth Savings Account and Money Market Accounts apply to pre-authorized transfers, automatic transfers, telephone transfers, computer transfers, checks drafts, debit card transactions, or by similar order to third parties are limited to no more than six per statement cycle. Transaction limitations do not apply to transfers or withdrawals made by mail, messenger, ATM, or in person. If you exceed the transfer limitations set forth above, your account will be subject to change or closure.